Recently, we launched a new version of our app that monitors travel insurance protections that many credit cards come with.
Do you travel often?
One of the best reasons for using a credit card while you travel is to take advantage/rack up credit card travel points. The more you spend, the cheaper it is to book flights and hotels. By carrying a travel rewards card, you are earning as you’d normally do so for other cards, but you accumulate points that can be redeemed for big savings. The price difference between redeemed points booking versus retail bookings can be in the thousands!Read More »
Planning a trip? If you are, it might be reassuring to know that your travel may be covered by a lesser-known credit card benefit – travel insurance. If something occurs during your trip, whether your baggage is lost or you’re injured, your credit card may reimburse you. Potentially saving you thousands of dollars, this can be a comfort to those who may have seemed content to roll the dice and forego purchasing travel insurance policy.Read More »
If you’re looking to hit the road this summer, you’re looking for ways to save money at the pump. Gas hasn’t been at its incredible peaks of previous years, but it still can be a significant expense on your next vacation.
Luckily, there are a number of credit cards that can earn you significant savings, cash back, and rewards points—all while filling up your tank. The only problem is which ones should you use?Read More »
Looking for one of the best rewards cards out there? If you’ve got good credit, the Discover it® cash rewards card can earn you an astonishing 5% bonus rate on eligible purchases that you make. What separates the Discover it® from its competition is by giving cardholders two options for signing up:
- Cash Match™: a cash-back matching offer that reimburses all of your cash back at the end of the first year of membership.
- 18 Month Balance Transfer: 18 months at 0% APR for balance transfer fees can give you time to make large purchases, interest fee.
Looking for a rewards card that gives you variety in your points spending? If you’ve got good to excellent credit, the Chase Freedom credit card might be the right card for you. The Chase Freedom comes with many great rewards, including:
- 5% cash back rotating rewards program
- A $200 welcome bonus
- 0% Introductory APR for 15 months
- No annual fee
In this article, we’ll take a finer look the Chase Freedom® credit card and how Sift can help you take advantage of this card’s great rewards program.Read More »
If you have a limited credit history, a fair credit score, or have had difficulty being approved for a credit card, the Capital One® Platinum credit card is an easy choice to take a step in the right direction.Read More »
At one time, you were able to enjoy a price protection policy when shopping online at Amazon.com. That means that you would have received a refund of the price difference if an item had dropped within 7 – 30 days after making your purchase (if you asked for it). For consumer-oriented holidays, like Black Friday, Cyber Monday, and Memorial Day sales, you may have been able to take advantage of savings of as much of 10 – 50% off how much your item had originally sold for. Not too shabby, but Amazon did away with this perk commonly offered by retailers and credit card companies last spring.
If you have a damaged credit score or no credit history at all, it can be difficult to achieve your dreams of financial independence. Often, it can seem like banks and credit issuers structure their fees and interest rates to either prey on those with a shaky financial foundation, further exploiting those who may be already deep in debt. Finding a way to reestablish yourself with “credit repair credit cards” can be a slippery slope. After all, these cards typically feature high APRs, exorbitant fees, and hidden costs that may actually worsen the financial situation of the well-intentioned cardholder.Read More »