Sears Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Popular department store chain Sears offers two credit cards with rewards programs for purchases. Let’s examine the benefits and drawbacks of each, as well as see how they stack up to other cash back alternatives.

As one of the most popular department stores in the United States, Sears has preserved a reputation for quality goods, including home appliances, tools, clothing, jewelry and more. And as a way of thanking their loyal customers for choosing Sears, the company offers its customers two retailer credit cards that come with a great perks through its Shop Your Way rewards program: The Sears Credit Card and the Sears Mastercard. In this article, we’ll cover the benefits of each credit, some of the drawbacks you should be aware of, and credit card alternatives that might be a better choice overall.

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Gap Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Popular clothing retailer The Gap offers two credit cards for its customers to earn rewards on their purchases: The GapCard and The Gap Visa Credit Card. Are these worth it for qualified applicants, or are there better options available in alternative cash back programs?

As one of the more stylish clothing retailers, Gap offers apparel that’s both unique and classic at the same time. And as the Gap brand has grown to encompass its family of brands (like Old Navy, Athleta, and many more), it’s no surprise that the company has offered its loyal customers’ retailer credit cards that rewards those for shopping: The GapCard and the Gap Visa Credit Card.

In this article, we’ll take a look at the many benefits that come with being a Gap-branded card holder, how Gap’s unique rewards program works, and the drawbacks that may make you consider other viable credit card options.

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JCPenney Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

JCPenney Credit Card and its Mastercard counterpart offer the opportunity to earn rewards for purchases. We’ll examine the benefits and drawbacks of these credit cards, as well as how they stack up to other alternative cash back programs.

As one of the most beloved department stores in the U.S., JCPenney has consistently delivered quality products to their customers. Everything from popular clothing brands to home appliances, jewelry, shoes, and furniture–JCPenney has it all. And to help its customers earn rewards while making purchases, JCPenney offers its own version of retailer credit cards, the JCPenney Credit Card and the JCPenney Mastercard. In this article, we’ll cover the benefits of keeping it in your wallet, the drawbacks associated with its use, and alternative credit cards that may offer better rates and rewards.

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Kohl’s Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Popular retailer Kohl’s offers the Kohl’s Charge credit card to earn rewards while you shop. However, are there better cash back alternatives when comparing the benefits of other credit card rewards programs?

Love to shop at Kohl’s? If so, you’re probably aware that loyal customers are offered the opportunity to earn big rewards and perks through Kohl’s retailer credit card, the Kohl’s Charge Card. And while you’ve probably considered it, it’s helpful to know what is included when you sign-up. In this review, we’ll take a look at the Kohl’s Charge in-depth, including its many benefits, the drawbacks, and whether other credit card alternatives might be a better decision after all. Let’s begin!

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Belk Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Long-time department store chain Belk offers 3 versions of its branded credit card, the Belk® Rewards Credit Card, for qualified applicants to earn special rewards when shopping in-house. But is it a better deal than some other credit card alternatives?

As one of the unsung heroes of retail, department chain Belk has offered great merchandise at affordable prices for over 100 years. A staple of shopping malls in more than 300 locations across the United States, Belk offers everything from cosmetics to home furnishings, home goods and men’s/women’s apparel. And like most retailers of its size and stature, Belk offers its own brand of retailer credit card, the Belk Rewards Card. In this article, we’ll take a look at the benefits and drawbacks of the Belk Rewards Card, determining whether qualified cardholders have better credit card options elsewhere.

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TJ Maxx Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

TJ Maxx offers two credit cards for opportunities to earn rewards when you make purchases. We’ll take a look at the benefits, drawbacks, and whether alternative credit card rewards programs are a better deal for qualified applicants.

As a retailer specializing on name brands at discounted prices, TJ Maxx is the best choice for clothing, furniture, and home goods at great prices. And for loyal shoppers to earn great rewards, TJ Maxx offers its retailer credit cards, the TJX Rewards Credit Card and the TJX Rewards Platinum Mastercard. However, do the benefits stack up to some of the drawbacks that may make you think twice? Read on to learn more about these credit cards from TJ Maxx, as well as discover some alternative options for qualified applicants.

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Old Navy Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Popular clothing retailer Old Navy offers two credit cards to earn rewards when making purchases. We’ll examine the benefits, drawbacks, and whether alternative cash back credit cards are better options for qualified applicants.

Old Navy is renowned for its selection of stylish and affordable clothing line that offers something for the entire family. And to reward loyal shoppers, Old Navy enables qualified applicants to get it’s own store-branded retailer credit cards, the Old Navy Card and the Old Navy Visa Card (as well as the Navyist program). Of course, as you may be wondering, what are the benefits to using these cards? Or, are the drawbacks enough to make you consider other alternatives. We’ll cover all aspects of Old Navy’s credit cards to help you determine if they’re the right fit for you.

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Macy’s Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Popular department store chain Macy’s offers two credit cards for cardholders to earn rewards when they spend. We’ll discuss the benefits and drawbacks of each card, as well as determine whether alternative cards offer better deals for qualified applicants.

As a mainstay of shopping malls, Macy’s department stores offers the best in stylish apparel, household wares, appliances, and household wares all under one room. And like many department stores and big-box retailers, Macy’s offers its loyal customers a way to earn rewards and perks with its line of retail credit cards, the Macy’s Credit Card and the Macy’s American Express Card. In this overview, we’ll cover the benefits of Macy’s line of credit cards, discuss some of the drawbacks, and consider some alternatives that may offer better rewards for savvy shoppers.

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Sam’s Club Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Sam’s Club offers two credit card options to earn rewards when you make purchases. We’ll examine the benefits and the drawbacks of each card, and if alternative cash back programs are better for qualified applicants.

Popular wholesale club Sam’s Club offers its shoppers the ability to save money on everyday groceries and other daily necessities. And as an extension of their member services, Sam’s Club offers two versions of its retailer credit card: the Sam’s Club Mastercard and Sam’s Club Store Credit Card. In this article, we will take a look at the benefits of each store credit card, including the rewards, features, fees, APR, and more–and see whether alternative cash back credit cards may be a better choice for Sam’s Club members.

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Victoria’s Secret Credit Card: Are the Benefits Worth It?

Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products. Sift and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Victoria’s Secret offers a 3-tiered credit card for cardholders to earn while making purchases. We’ll discuss the benefits and drawbacks of each card, and determine whether alternative cash back cards offer better deals for qualified applicants.  

As one of the most popular lingerie retailers in the U.S., it’s no secret that Victoria’s Secret’s sultry advertisements and luxurious undergarments have been spicing up bedrooms far and wide. Unfortunately, looking fabulous in next-to-nothing can be set your wallet back a fair share. That’s why Victoria’s Secret offers its retailer credit card, the Victoria’s Secret Angel Card, to lure shoppers with its in-house benefits and rewards program. In this article, we’ll take a look at The Victoria’s Secret Angel Card to decide whether it should cozy up to your wallet or if other credit card alternatives might be a better fit.

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