Use Spotify? If you’re one of the 50 million subscribers that use the popular streaming music service, there’s a new offer that might be music to your ears.
Recently, Spotify teamed up with Capital One, the first-ever partnership with a credit card company, to combine the best of both worlds: cash-back rewards on a subscription service you may already use. You can earn a staggering 50% back on your Spotify Premium subscription by using your Capital One® Quicksilver® Cash Rewards credit card and Capital One® QuicksilverOne® Cash Rewards credit card to make purchases. To sweeten the deal, cardholders still earn the normal 1.5% rewards rate for Quicksilver/QuicksilverOne on eligible purchases.Read More »
You’ve finally decided to open up a credit card account. The only problem is which one do you choose? To say it can be confusing to figure out which credit card is best for you is an understatement. After cutting through all the jargon and endless marketing, you may realize that a credit card is more than just a piece of plastic—it’s an opportunity to earn rewards and credit card perks, transfer balances, get cash back, and beyond!Read More »
Going to college? If so, the Journey® Student Rewards from Capital One® might be the perfect credit card for you. It not only offers an opportunity for students to establish their credit and build good spending habits but earns credit card perks like cash back rewards with no annual fee. While this credit card isn’t limited to students, it’s designed for those with minimal credit history or a low credit score. If you’re just getting introduced to responsible spending and plan to use your credit in the future for larger purchases (e.g. a mortgage), Journey® Student Rewards can give you the opportunity to achieve your financial goals.Read More »
Do you love to eat out frequently? Try new restaurants on a regular basis? If you consider yourself a foodie, you may want to consider picking out a credit card that rewards you every time you dine out. While you may know of credit cards that focus on giving you travel rewards or cash back for gas purchases, you should be aware that there are credit cards out there to enhance your dining experience by giving you rewards for eating out. In this article, we’ll take a look at several factors you should consider when looking for the right restaurant credit card as well as a list of some of the best credit cards to satiate your appetite for great rewards!Read More »
Travel often? The Capital One® Venture® Rewards credit card may just be what you’re looking for. Designed with frequent fliers in mind, this card offers a huge sign-up bonus, a high rewards rate, flexible redemption options, and no foreign transaction fee.Read More »
If you’re struggling with high-interest credit card debt, the last thing you may want to do is take out another credit card. But, there is a credit card that’s designed for those looking to repair credit and refinance credit card debt: the Chase Slate® card.Read More »
On average, Americans that actively use credit cards to make payments have 3 credit cards. Collectively, Americans make billions of credit card transactions – with good reason! Credit cards offer more secure forms of payment (try paying cash online!); credit card perks and benefits that can save you money on things like travel and price reductions; and, allow consumers to make payments, partial and full, at later dates. Plus, they build your credit score, which factors into how much lenders are willing to lend you or more favorable conditions when asking for a mortgage.Read More »
As a credit card holder, you may be doing your best to be a good customer. If you’ve done your part by avoiding credit card interest charges by paying your balance in full every month, then congratulations! However, many people who have credit cards end up carrying some form of credit card debt.Read More »
If you’re reading this article, chances are that you may have been told that keeping a balance on your credit card is a strategy for forming healthy credit. Unfortunately, this is a common credit card myth. The truth is that paying off your entire credit card balance by the due date every month is a better way of building credit. The key, however, is how you go about doing it.Read More »
One of our goals at Sift is to help consumers get the biggest bang for their buck. Surprising to some, which credit card(s) you choose can have a large impact on how far your money goes and how much money you can get back. A lot of that is based on how you use your credit card, from travel and dining out to clothing and groceries. We’ll be taking a look at popular credit cards and which kind of spending they serve best, starting with the Chase Sapphire Reserve card.