When starting out, it’s difficult being approved for a credit card, especially because of the lack of financial history. Deserve EDU MasterCard is designed for local and international students who don’t have a credit history or have a very limited credit history. To apply for this card students don’t require a cosigner and have to fill out the details in the application form to be approved.
If you have an SSN and a credit history then Deserve would evaluate your application similarly as done by all credit card companies.
If you do not have an SSN and credit history they would evaluate academic information, spending habits, income, and consider your passport & Visa details for approving a Deserve EDU Mastercard. Deserve has an internal mechanism through which they decide the credibility of the individual while approving for the credit card.