JCPenney Credit Card: Are the Benefits Worth It?

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JCPenney Credit Card and its Mastercard counterpart offer the opportunity to earn rewards for purchases. We’ll examine the benefits and drawbacks of these credit cards, as well as how they stack up to other alternative cash back programs.

As one of the most beloved department stores in the U.S., JCPenney has consistently delivered quality products to their customers. Everything from popular clothing brands to home appliances, jewelry, shoes, and furniture–JCPenney has it all. And to help its customers earn rewards while making purchases, JCPenney offers its own version of retailer credit cards, the JCPenney Credit Card and the JCPenney Mastercard. In this article, we’ll cover the benefits of keeping it in your wallet, the drawbacks associated with its use, and alternative credit cards that may offer better rates and rewards.

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