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Popular clothing retailer Old Navy offers two credit cards to earn rewards when making purchases. We’ll examine the benefits, drawbacks, and whether alternative cash back credit cards are better options for qualified applicants.

Old Navy is renowned for its selection of stylish and affordable clothing line that offers something for the entire family. And to reward loyal shoppers, Old Navy enables qualified applicants to get it’s own store-branded retailer credit cards, the Old Navy Card and the Old Navy Visa Card (as well as the Navyist program). Of course, as you may be wondering, what are the benefits to using these cards? Or, are the drawbacks enough to make you consider other alternatives. We’ll cover all aspects of Old Navy’s credit cards to help you determine if they’re the right fit for you.