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Sam’s Club offers two credit card options to earn rewards when you make purchases. We’ll examine the benefits and the drawbacks of each card, and if alternative cash back programs are better for qualified applicants.

Popular wholesale club Sam’s Club offers its shoppers the ability to save money on everyday groceries and other daily necessities. And as an extension of their member services, Sam’s Club offers two versions of its retailer credit card: the Sam’s Club Mastercard and Sam’s Club Store Credit Card. In this article, we will take a look at the benefits of each store credit card, including the rewards, features, fees, APR, and more–and see whether alternative cash back credit cards may be a better choice for Sam’s Club members.